Small Loans for Industrial Transition 2026 – Up to €100,000 for Small Businesses in Croatia

Favorable loans for entrepreneurs in Croatia – up to €100,000 from European funds

HAMAG-BICRO has launched the Small Loans for Industrial Transition program, designed for small and medium-sized enterprises and trades looking to invest in the development of their business.

These are loans ranging from €25,001 to €100,000, with interest rates well below what banks offer and repayment periods of up to 10 years. In addition, entrepreneurs who demonstrate business growth following their investment may be eligible for a partial write-off of the loan principal — making this one of the most favorable programs on the market.

Who is it intended for?

The program is intended for small and medium-sized enterprises and trades that have been operating for at least 3 years, are headquartered in Pannonian, Northern, or Adriatic Croatia, and operate in one of the priority sectors such as green energy, digitalization, the food industry, healthcare, or the wood industry.

The funds can be used for the purchase of equipment, the renovation or construction of business premises, and partially for working capital. The program is active until the end of 2029 or until funds are exhausted.

Interested in this program?

Assessing whether your company is eligible, preparing all the necessary documentation, and guiding you through the entire process — that is exactly what we do. With over 30 years of experience in financial consulting, we know how to get the most out of programs like this one.

Contact us at info@sdr.hr or via the contact form at www.sdr.hr and together we will determine whether this program is the right fit for you.

This article was produced on the basis of publicly available information from HAMAG-BICRO.