Micro Loan for Growth and Inclusion 2026 – Up to €25,000 for Micro and Small Entrepreneurs in Croatia
HAMAG-BICRO is offering micro loans of up to €25,000 for micro and small entrepreneurs with a favorable interest rate, a grace period of up to one year, and a repayment period of up to 5 years.
Need a smaller amount to start or grow your business?
Not every investment is large, but even a small investment does not have to be costly. HAMAG-BICRO has launched the Micro Loan for Growth and Inclusion program — a favorable loan designed for micro and small businesses that need a smaller amount to take a concrete step forward in their operations.
What does the program offer?
Loans range from €1,000 to €25,000, with an interest rate significantly below market conditions, a repayment period of up to 5 years, and the option of a grace period of up to one year. The funds can be used for the purchase of equipment and fixed assets, and partially for working capital.
Who is it intended for?
The program is intended for micro and small business entities — trades, commercial companies, and similar business entities that need financial support for investment in their own development and do not wish to, or cannot, make use of larger credit lines.
Interested in this program?
Our team will assess whether this loan is the right fit for you, prepare the necessary documentation, and guide you through the entire process from the initial consultation to the disbursement of funds.
Contact us at info@sdr.hr or via the contact form at www.sdr.hr.
This article was produced on the basis of publicly available information from HAMAG-BICRO.
